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12:30 - 13:30 18 June 2012

Household portfolios and risk bearing over age and time


IFS Seminar Room | 7 Ridgmount Street (link Map)
London | WC1E 7AE |

Open to: Academic | Student
Ticketing: Open

Speaker information

Raffaelle Miniaci, Brescia

We exploit the US Survey of Consumer Finances from 1998 to 2007 to study households' portfolio risk bearing. We compare alternative measures of risk, based on a financial portfolio or based on a broader portfolio also including human capital, real estate, business wealth and related debt. The measures provide a different ranking of household risk bearing, but they consistently show that risk bearing fell in the 2000s, and it positively correlates with wealth, good health status and financial sophistication. The alternative risk measures give origin to different shapes of the the risk-age profiles.


Institute for Fiscal Studies
020 7291 4800 |